Introduction
Exploring IRCTC Payment Options
In the digital age, booking train tickets has become more convenient than ever, thanks to the Indian Railway Catering and Tourism Corporation (IRCTC). With the advent of online ticket booking, passengers now have a multitude of payment options at their fingertips. This article dives deep into the world of "IRCTC Payment Options" to help you make informed choices for hassle-free train ticket bookings.
IRCTC Payment options
IRCTC Payment Options refer to the different methods through which passengers can pay for their train tickets. These options have evolved over the years, making the booking process smoother , secured and more accessible.IRCTC payment options opens up a world of benefits. From flexibility to security, these options cater to diverse needs
Payment methods
IRCTC portal accepts several payment methods, including credit/debit cards, net banking, e-wallets, and UPI. Currently, following type of payment methods are available for ease of ticket booking.
- IRCTC iPay
- Multiple Payment Services
- Netbanking
- Payment Gateway/Credit card/Debit card
- Bharat QR / Scan & Pay
- Wallets / Cash card
- IRCTC eWallet
- EMI
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| IRCTC various Payment Methods |
IRCTC iPay
IRCTC iPay is a digital payment gateway introduced by the Indian Railway Catering and Tourism Corporation (IRCTC) to facilitate secure and convenient online payments for booking train tickets and other services. IRCTC iPay is designed to streamline the payment process and provide a seamless booking experience for passengers.
Key features of IRCTC iPay include:
1.Unified Payment Gateway: It offers a unified platform for various payment methods, including debit cards, credit cards, net banking, UPI, and other digital payment options.
2.Quick and Secure Transactions: IRCTC iPay is designed to ensure fast and secure transactions, reducing the time and complexity associated with payment processes.
3. One-Click Payment: Passengers can save their payment details securely for future bookings, making subsequent transactions quicker and more convenient.
4.Wide Acceptance: IRCTC iPay is widely accepted by banks and financial institutions, making it accessible to a broad range of users.
5.Reduced Transaction Charges: In some cases, IRCTC iPay may offer reduced transaction charges compared to other payment methods.
Multiple Payment Services
This option offers various payment gateway from major provider like PAYTM, PAYU,RAZOR PAY, PHONE PAY, AMAZON PAY and PLURAL which offers all type of payment option like credit card/ Debit card/Netbanking/wallet and UPI.
Netbanking
This option provides Internet banking service from leading / National banks which provide customers to book ticket in convenient and secure way.
Payment Gateway/Credit card/Debit card
This option provides payment service through credit card and debit cards of from leading / National banks.
Bharat QR / Scan & Pay
This option provides payment service through Bharat QR, Credit card and Debit cards and services are powered by NTT data.
Wallets / Cash card
This option provides payment service through various Wallets like Mobikwik wallet , Airtel money, PAYTM wallet and Amazon Pay wallet.
IRCTC eWallet
This option provides payment service through IRCTC ewallet which provides very fast , secure and also saves lot of time if booking tatkal tickets.
EMI
This option provides payment in EMI from leading service provider like Bajaj Finserv EMI and CASHe EMI.
